|"As an investor, the whole transaction was seamless and professional. In addition, Jay made me aware of a separate topic of re-routing your IRA retirement money into real estate, 100% legal, and I pursued this on my own, without Jay touching my retirement accounts. The bigger picture for me is that I knew my 'traditional' IRA retirement accounts were actually stocks and mutual fund investments. If I looked closer at the mutual funds I was purchasing with my IRA money, a good portion of the money was being invested in certain companies and large corporations that I would never give my money or disliked. With Jay's business model, the investor puts his money into rebuilding homes and communities where you can see the physical and tangible results. Your investment is fully and legally documented, and the rate of return is much, much greater than the anemic rates banks are paying their investors. You get the advantages of investing in real estate without the 'landlord' hassles. Highly recommended."